YayPal

Privacy Policy

YayPal Privacy Policy

Last updated: 2025-10-15

YayPal (“we”, “our”, “us”) is committed to protecting your privacy and handling your personal data with care. This Privacy Policy explains what information we collect, how we use it, and your rights under applicable data protection laws, including the General Data Protection Regulation (GDPR).

1. Information We Collect

We may collect the following categories of information when you use YayPal services, apps, or websites:

  • Account information: name, email address, phone number, and login details.
  • Usage data: interactions with the app, device information, IP address, browser type, operating system, and access times.
  • Transaction data: details of purchases, in-app payments, or subscriptions (processed securely via our payment providers; we do not store credit card details).
  • Location data: approximate or precise location, if you choose to enable location services.
  • Communication data: messages or support requests you send to us.

2. How We Use Your Information

We process personal data for the following purposes:

  • To provide and improve our services.
  • To create and manage your account.
  • To personalize your experience.
  • To process payments and fulfill transactions.
  • To send important service communications, updates, or security alerts.
  • To comply with legal obligations and enforce our Terms of Service.
  • To conduct analytics and research to improve YayPal.

3. Legal Bases for Processing

We process your personal data only where we have a legal basis under GDPR, such as:

  • Contractual necessity – to provide the services you requested.
  • Legitimate interests – to improve services, prevent fraud, and ensure security.
  • Consent – when required (e.g. for marketing or location tracking).
  • Legal obligations – to comply with applicable law.

4. Sharing Your Information

We do not sell your personal data. We may share information with:

  • Service providers who support our operations (cloud hosting, payment processing, analytics, customer support).
  • Legal authorities if required by law or to protect our rights.
  • Business transfers if we merge, sell, or reorganize our business.

All third parties are bound by contractual obligations to safeguard your information in compliance with GDPR.

5. Data Retention

We keep your data only as long as necessary for the purposes set out in this Privacy Policy, or as required by law. When no longer needed, your data will be securely deleted or anonymized.

6. Your Rights

Under GDPR, you have the right to:

  • Access your personal data.
  • Request correction of inaccurate or incomplete data.
  • Request deletion (“right to be forgotten”).
  • Restrict or object to processing.
  • Request data portability.
  • Withdraw consent at any time (where processing is based on consent).

To exercise your rights, please contact us at privacy@yaypal.io.

7. International Transfers

If we transfer personal data outside the European Economic Area (EEA), we ensure appropriate safeguards (such as Standard Contractual Clauses) are in place to protect your information.

8. Security

We use technical and organizational measures to protect your data against loss, misuse, unauthorized access, alteration, and destruction. However, no system can be 100% secure.

9. Children’s Privacy

YayPal is not intended for children under 16. We do not knowingly collect personal data from children. If we learn we have done so, we will delete such data promptly.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new version on our website or app and updating the “Last updated” date above.